Saturday, October 6, 2012



A lot of friends write to me and say they would like to purchase my GULAY cookbooks online but they don’t have a credit card. For those who don’t have credit cards but would like to purchase my books online, you can pay with your regular Philippine bank account thru Paypal. Here are the easy step-by-step procedures:..

1) First, register for a free Paypal account. Creating a PayPal account is very easy. You just need an email address to get started.

2) Follow the instructions there on how to link your bank account with Paypal. Make sure to unclick the box that says link your credit card (because you don’t have a credit card).

3) Paypal will be asking you for an international bank code. Click the link below for a complete list of Paypal bank codes in the Philippines. Find the name of your bank there and its bank code:

4) When you purchase something online, Paypal will automatically deduct the transaction amount from your peso bank account, even if you’re buying in dollars. There are no conversion or transaction fees. The one who is selling (merchants/retailers) is the one who will be charged with transaction fees.

5) Paypal is very secure because the merchants/retailers receive payment from Paypal without ever seeing your financial information. Paypal is Smashwords’ official payment processing provider.

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